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Round Up Your Purchases to Turn Pennies Into Dollars

Last Updated on January 12, 2019
by Philip Page

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This content is licensed under CC BY 4.0. If you use this content please attribute Philip Page via https://alterables.com as a contributor of your adapted content.

Everyone has a change jar in their home to toss their spare quarters or nickels. Yet if you’re only saving the change in your pocket versus the change in your bank account, you are missing out on serious dollars.

Easy to do and convenient, this money saving program can quickly turn pennies into dollars to pad your pocketbook.

A Simple and Painless Way to Save

Every penny counts when it comes to starting a savings account and rolling your change into an account is a great way to increase your funds. The premise is simple – regardless of the amount of money you spend on your ATM/debit card, you debit the next whole dollar amount from your account and then the change goes to savings.

For example – if you spent $1.45 on a candy bar, you would round this amount up to $2.00 in your checkbook and the additional 55 cents would be shifted into your savings account.

While some banks offer a program which will do this automatically, you can also do this manually every pay period by recording both the actual charge as well as the rounded amount in your bank ledger.

Simply add up your change and transfer it straight to your savings account.

The Savings Can be Substantial

While you might be asking how a few pennies and nickels can add up to significant savings – remember, every penny counts.

Consider how many times you use your bank account to make purchases at the store, online or at the gas station. You can easily pocket a few dollars a day using this plan and those dollars then add up over a period of time.

Within a year, you can see significant savings.

Whether you consider yourself a penny-pincher or you’re a consummate spender, rolling your change into a savings account from your ATM/debit card is a great way to create savings.

From a few dollars a month to hundreds of dollars a year, you will increase your savings with a minimal amount of work on your end.

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Filed Under: Home, Personal Finance
Tagged With: saving

This content is licensed under CC BY 4.0. If you use this content please attribute Philip Page via https://alterables.com as a contributor of your adapted content.

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Philip Page

Philip created Alterables to serve webmasters who need quality articles or images and don't have the budget to hire an outside writer yet.

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